Business Checking

Checking You Deserve

Running a business is tough—choosing the right checking account shouldn’t be. We offer a variety of accounts with no excessive fees to fit businesses of all sizes.

Visit a Location Call Us Today
Business Checking

Checking You Deserve

Running a business is tough—choosing the right checking account shouldn’t be. We offer a variety of accounts with no excessive fees to fit businesses of all sizes.

Visit a Location Call Us Today
Our Checking Accounts
Benefits of Our Accounts
FREE Online Banking
FREE Bill Payment Services 4
FREE eStatements
FREE Images of Cancelled Checks
FREE 24-Hour Telephone Banking
FREE Visa® Business Credit Card (no annual fee) 4
FREE Unlimited Currency and Rolled Coin Deposit Processing
FREE MoneyPass® ATM Surcharge Free Network 5
Find the Right Account for You
Basic Business Banking

This account is best suited for businesses with low checking account activity.

  • Trial order of 50 wallet checks
  • Electronic NSF Check Recovery Service
  • Merchant Bank Card Services
  • Merchant Capture Services
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Advantage Business Banking

This affordable checking account is best suited for businesses with higher levels of checking account activity.

  • Up to $75 off first order of checks
  • Electronic NSF Check Recovery Service
  • Merchant BankCard Services
  • Merchant Capture Services
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Community Banking

Designed to meet the needs of local schools, municipalities, clubs and non-profit organizations with limited or seasonal checking account activity.

  • Up to $75 off first order of checks
  • Unlimited monthly transactions
  • No excess item fees
  • Merchant Bank Card Services
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Business Interest Banking

This account is available to any business with the desire to earn interest on checking funds.

  • Up to $75 off first order of checks
  • Free Electronic NSF Check Recovery Service
  • Merchant Bank Card Services
  • Merchant Capture Services
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Business Analyzed Banking

Ideal for businesses that need multiple accounts or have high levels of activity.

  • Earnings Credit can Offset Service Charges
  • Analysis Pricing on Transactional Charges
  • Analysis Pricing on Transactional Charges
  • No Limits on Transactions
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Account Comparison
DescriptionRequired Average Monthly Balance to avoid monthly fees Monthly Maintenance Fees
Basic Business
Banking
This account is best suited for businesses with low checking account activity. There are no minimum balance requirements!$0$0
Advantage Business BankingThis affordable checking account
is best suited for businesses
with higher levels of checking account activity.
$2,500$15
Community BankingBank of Botetourt is taking care of the organizations that serve our community with this FREE account.$0$0
Business Interest BankingThis account is available to any business with the desire to earn interest on checking funds.$5,000$15
Business Analyzed Banking This account is ideal for businesses that need multiple accounts or have high levels of activity which may include any combination of check or deposit activity, high currency needs, wire activity, or use multiple cash management services. $0Based on Account Activity & Analysis Pricing
VISA® Business Debit Card
Instantly get a debit card when you open a checking account.

Your business checking account is essential to your daily operations, and we know you need access fast. With our instant-issue debit cards, you can start making purchases immediately, anywhere VISA® Debit Cards are accepted.

* Monthly Maintenance Fees: Imposed only if minimum average monthly balance is not maintained.


1 Monthly Combined Transactions include Electronic and Paper items.

2 Electronic items include: The transfer or withdrawal of funds completed using the 24-hour telephone banking service; Transactions completed using any online bill payment service (i.e., web transfers, direct deposits, automatic drafts/debits, payments made through the online bill payment service and processed through the ACH (Automated Clearing House).

3 Paper items include deposits, transfers, checks made payable to third parties, or checks made payable to cash. (Transactions you complete in person, over the counter, through the night depository, through the drive-up teller window, or by live telephone request are considered Paper items).

4 Standard credit approval criteria apply for online bill payment services.

5 Bank of Botetourt customers using Bank of Botetourt ATM/iTM and the MoneyPass ATM/iTM Network.

Additional service fees may be applicable to these accounts. Please refer to the Bank’s Commercial Schedule of Fees for more information.

Visit one of our convenient locations to apply for a Business Banking account.

Manage Your Money.

Our treasury management services help you save time and money. We’ll work with you on developing a plan for the cash management needs of your business.

See Treasury Services