Virginia Mountain Mortgage

Our local lenders are your neighbors.

Call to Get Started

Virginia Mountain Mortgage

Our local lenders are your neighbors.

Call to Get Started
A division of Bank of Botetourt
Your Local Mortgage Lender

Buying or building a home is a major financial decision, and we’re here to make the process simple. Whether you’re purchasing, building, or refinancing, we’ll help you find the right mortgage to fit your needs. With expert guidance, fast approvals, and personal service, we look forward to being your trusted mortgage lender now and in the future.

NMLS#476841

Our Mortgage Products
Conventional Loans

The biggest benefit of a conventional fixed rate mortgage is the fact that the interest rate does not change over time.

FHA Loans

FHA insured loans often give first-time homebuyers the option of making a lower down payment than usual.

VA Loans

A home loan designed to help finance homes for Veterans and eligible members of the military.

USDA Loans

Available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.

Construction Loans

Provides flexible financing to help you build your dream home, with competitive rates and personalized support throughout the process.

Adjustable Rate Mortgage

An adjustable rate mortgage means the interest rate can change during the life of the loan.

Home Equity Loans

Convert the equity you’ve built in your home into cash for home improvements and other large expenses.

Additional Options and Products
  • Lot Loans: Financing to purchase raw or improved land to build on
  • Portfolio Loans: Handled in-house at Bank of Botetourt
  • Secondary Residences: Obtain financing for an investment property or vacation home
Focused on you.

Whether you are looking to buy your first home, move up to something bigger, build your dream home, or refinance, you can trust us for the finest in personal service, expertise, fast approvals and closings.

Call us to get started