BankOn Everyday Checking

The access you want without worrying about overdraft fees.

This account provides a safe, affordable, and accessible banking solution with no overdraft fees. It’s designed to help you manage your money confidently while building a strong financial foundation.

Open Account
The Benefits You Deserve

NO overdraft / NSF fees – NO Account Activation, Closure, Dormancy, Inactivity, and Low Balance fees

FREE Online Banking, Online Bill Payment Services, Mobile Banking, Card Valet®, Zelle® and eStatements.

FREE personal service. Our helpful tellers will handle all your transactions at any of our convenient offices at no charge!

No monthly maintenance fee. No fees to cash checks. No fees to pay bills with online bill pay unless rush pay or delivery option is selected.

Gain access to the MoneyPass® ATM Surcharge Free Network

No fees for getting or using our VISA® debit card. No fees to use Bank of Botetourt ATMs.

Bank Anywhere
Banking in the palm of your hand. Get the control you need, wherever you are.

Whether you’re checking your balance, transferring funds, paying bills, or depositing checks, everything is just a few taps away. Plus, with real-time notifications, you’ll stay on top of your finances with ease. Secure, fast, and easy to use – it’s banking on your terms, 24/7.

  • View real-time account balances
  • View transaction history
  • Transfer money between accounts
  • Pay bills and send money
  • Find ATM/Branch location information
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Other Account Features
Online Banking w/ Optional Bill Pay
Mobile Banking w/ Mobile Deposit
Instant Issue Debit Card
e-Statements & Text/Email Alerts
Unlimited Teller Transactions
24 Hour Telephone Banking
Overdraft Transfers
Transfer Funds with Zelle®
Notary Service
CardValet®

Additional service fees and restrictions may be applicable to this account. Please review the bank’s personal account disclosures for more information.
* Standard credit approval criteria apply for online bill payment services and VISA credit cards.

Important account information
What is the minimum balance to open this account?

$25

What is the out-of-network ATM fee?

$1

Is there paper statement fee?

$2 paper statement fee. Paper statements fee can be avoided by signing up to receive eStatements.

Will I have ATM access with this account?

MoneyPass® Network, + 3 ATM Refunds per Statement Cycle

Are paper checks included?

Paper checks are not included with this account. You have an option to purchase paper checks at any time.

Certified Low-Cost Account

Since 2022, Bank of Botetourt has been proudly certified by Bank On for meeting the National Account Standards, offering a low-cost, low-fee account designed to provide safe and accessible banking options for our customers.