Our IRAs offer tax advantages, competitive interest rates, and the security of a trusted bank to help build a strong financial future. Whether you’re just starting to save or nearing retirement, we have options to fit your goals.
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You can choose a maturity term from 1, 2, 3, 4, or 5 years for a guaranteed interest rate.
If you have received a disbursement from a qualified plan, profit sharing, or have an IRA maturing at another financial institution, you can roll these funds into a Bank of Botetourt IRA and maintain a tax-deferred status on the funds. The funds must be deposited within 60 days of receipt in order to defer taxes until retirement.
You can transfer your IRA from another institution directly to Bank of Botetourt. Our friendly Retail Banking Representatives will be happy to initiate an IRA transfer for you.
Just give us a call at 540-591-5000 or stop by one of our convenient locations. Our friendly Retail Banking Representatives will be happy to assist you in determining which IRA is right for you and open the account.
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